Terms of Service

Effective Date: July 2, 2024

These Terms and Conditions (“Terms”) govern your use of the ClaimSmart.co website (the “Website”), owned and operated by NJA-Online LLC (“we,” “us,” or “our”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any provisions, do not access or use the Website.

1. User Responsibilities

• Eligibility: You must be at least 18 years old.
• Account Registration: Maintain confidentiality of your account credentials.
• Compliance with Laws: Follow all applicable laws and regulations.

2. Intellectual Property

• Ownership: The Website and its content are the property of NJA-Online LLC or its licensors.
• Limited License: You may use the Website for personal, non-commercial purposes only.

3. Privacy and Data Sharing

• Privacy Policy: Review our Privacy Policy to understand our data practices.
• Data Sharing: We may share your data with third-party providers to verify identities and protect against fraud.

4. Disclaimers and Limitations of Liability

• No Legal Advice: Information on the Website is for informational purposes only.
• No Guarantee of Results: Outcomes depend on various factors beyond our control.
• Limitation of Liability: We are not liable for any damages arising from your use of the Website.

5. Termination

• We may suspend or terminate your access to the Website at any time without notice.

6. Communications Consent

• By submitting your details, you agree to receive calls and texts from ClaimSmart.co and our partners.

7. Severability

• If any provision is found unenforceable, the remaining provisions will remain in effect.

8. Governing Law and Jurisdiction

• These Terms are governed by U.S. laws. Legal actions must be brought in U.S. courts.

9. Changes to the Terms

• We may update these Terms at any time. Changes are effective upon posting.

10. Contact Us

• For questions, contact us at help@claimsmart.co.

By accessing or using the Website, you acknowledge that you have read, understood, and agreed to these Terms.